Gavin Michael

Gavin Michael is chief technology innovation officer for Accenture. He is responsible for Accenture´s innovation programs, all technology alliances across the globe and the direction for Accenture´s Technology Labs. He has more than 20 years of experience in technology leadership in the Financial Services Industry, with significant experience in driving major business change. Most recently, Gavin was the Retail Technology Director, Lloyds Banking Group and was a member of the Retail Bank Board. Prior to this role, he served as CIO of Lloyds TSB - UK Retail Banking & General Insurance. Gavin initially joined Lloyds TBS in October 2006 as the Chief Technology Officer for Group IT.

Prior to joining Lloyds TSB, Gavin was the General Manager, Strategy and Architecture at National Australia Bank Group in Sydney, Australia. Previously, Gavin was a partner with IBM Business Consulting Services in Australia.